HDFC Life Click2Protect 3D Plus enhances HDFC Life’s flagship protection plan to include options that suit diverse needs of all consumers.
A plan providing protection from all possible adversities- Death, Disability and Disease to ensure the family lives a life of no compromises
Comprehensive planwith a choice of 9 diverseplan options, the highest number in the industry
Unmatched flexibility in the form of structuring the payouts for beneficiary in terms of lump sum and/or regular income
Unprecedented option of Whole of Life protection in a term plan appropriate for legacy planning
Top-up option to systematically increase protection coverage
Waiver of future premiums on account of accidental total permanent disability or on diagnosis of critical illness
Special premium rates for females and non-tobacco users

Mumbai / Chennai, May 04, 2017:HDFC Life, one of India’s leading life insurance companies, announced the launch of HDFC Life Click2Protect 3D Plus, one of the mostcomprehensive and affordable term plans in India with as many as 9 plan options to choose from, including Whole of Life options, Income Replacement Option and the Return of Premium Option.

Commenting on the launch,Mr. SrinivasanParthasarathy, Sr.EVP, Chief & Appointed Actuaryat HDFC Life said “After monitoring purchase pattern and lifestyle needs of our target customers, we realized the need to create a term plan that would encompass their diverse requirements. Hence, we designed the competitively priced HDFC Life Click2Protect 3D Plus, including a wide array of options with a simple purchase process.”
Mr. Sujoy Manna, ‎VP-Product further added“Not only does the product cover oneself from all possible adversities in life- Death, Disability and Disease but also offers first of its kind term plan feature like protection for Whole of Life that enables successful legacy planning.Apart from this, the Income Replacement Option is also an ideal fit for a salaried person who can now ensure that the day to day expenses of his family are successfully met even when he is not around.
We are confident that the unique and customized features of this product will enable the customer and his loved ones to lead a life without compromises.”
Coverage Options
# Customize the plan with choice of 9 cover options
1 Life Option Sum assured paid on death or on diagnosis of Terminal illness as lumpsum benefit to the nominee and the policy terminates.
All future premiums are waived on accidental total permanent disability & the policy continues.
2 3D Life Option In addition to the benefits under Life Option,
all future premiums are waived upon diagnosis of any of the34 covered Critical illnesses& the policy continues.
3 Extra Life Option On death due to accident, Extra Life Sum Assured chosen in addition to the base death benefit (on death & Terminal illness), is paid as Lumpsum to the nominee and the policy terminates.
Customer has the flexibility to choose the amount ofExtra LifeSum Assured
On Accidental Total Permanent Disability all future premiums are waived & the Policy continues.
4 Income Option Sum Assured on Death paid as Lumpsum Benefit + Level/Increasing Monthly Income for Income Period (up to 20 years) to the nominee.
360o customization possible for customer as he/she can choose amountof lumpsum & Income benefit, Income period, level or increasing Incomeand the percentage of increase in income
The nominee will have an option to surrender all future income(s) and take a lumpsum benefit.
On Accidental Total Permanent Disability all future premiums are waived & the Policy continues.
5 Extra Life Income Option On death due to accident, Extra Life Sum Assured is paid in the same proportion in Lumpsum + Monthly income, as the benefit payable on Death/ Diagnosis of Terminal Illness under the base benefit. This is paid in addition to the benefit payable on Death / Diagnosis of Terminal Illness, similar to the Income option.
On Accidental Total Permanent Disability all future premiums are waived & the Policy continues.
6 Income Replacement Option On Death/ Diagnosis of Terminal Illness,12 times the then applicable Monthly Income paid as Lumpsum Benefit + Level/ Increasing Income for Residual Policy Term paid to the nominee and the policy terminates.
On Accidental Total Permanent Disability all future premiums are waived & the Policy continues.
7 Return of premium option On Death/ Diagnosis of Terminal Illness, Sum Assured on Death is paid as Lumpsum Benefit to the nominee and the policy terminates.
On Survival till maturity, total premiums paid till date are returned to the Life Assured and the policy terminates.
On Accidental Total Permanent Disability all future premiums are waived & the Policy continues.
8 Life Long Protection option Provides coverage for whole life, by paying premiums only till age 65. Sum Assured on Death/Terminal illness paid as Lumpsum Benefit to the nominee and the policy terminates.
On Accidental Total Permanent Disability all future premiums are waived & the policy continues.
9 3D Life Long Protection Option In addition to the benefits under Life Long Protection Option,
all future premiums are waived upon diagnosis of any of the34 covered Critical illnesses& the policy continues.

Other features:-
Life Stage option – Option to increase the basic Sum Assured without additional underwriting on any of the events such as marriage, birth of first & second child in the life of the Life Assured
Top-up option – The policyholder can opt for a systematic increase in his/her cover from 1stpolicy anniversary onwards accompanied with applicable increase in premiums

About HDFC Life
Established in 2000, HDFC Life is a leading long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as Protection, Pension, Savings, Investment and Health. Customers have the added advantage of customising plans, by adding optional benefits called riders, at a nominal price. As on April 30, 2017, the Company has 31 individual and 10 group products in its portfolio, along with 8 optional rider benefits catering to a diverse range of customer needs.
HDFC Life continues to benefit from having a wide reach with 379 HDFC Life branches in India and 12,000+ distributor touch-points. The Company has a strong base of Financial Consultants. The Company has also recently completed incorporation of its wholly owned subsidiary in Dubai to offer reinsurance services.
HDFC Standard Life Insurance Company Limited (‘HDFC Life’ / ‘Company’) is a joint venture between HDFC Ltd., India’s leading housing finance institution and Standard Life, a global investment company.
For more information, please visit our website, www.hdfclife.com.
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Rehan Yasser, HDFC Life 022 6751 6666, rehany@hdfclife.com
Zohan Reuben, Index PR 9820920816, zohan.reuben@indexpr.in